Start the Year Strong with Credit Strong

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There are two factors in life that are the most important – your savings account and your credit score. Your savings account gets you through tough times. If 2020 showed us anything it’s that life is unpredictable. It can change in the blink of an eye, even when you think you have everything figured out. Stable jobs and steady income … Read More

Sapphire DPS Transitions to Premier Financial Hub to Help Clients Achieve Financial Freedom

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FOR IMMEDIATE RELEASE: January 24, 2021   (San Diego, Calif.) Many people have experienced financial difficulties in the past year due to the coronavirus pandemic causing layoffs and furloughs, among other hardships. This struggle was even worse for those who lacked sufficient savings and a structured budget. That’s in part why Sapphire DPS has transitioned from offering credit repair services … Read More

IRA Distribution Regulations that You Should Be Aware of – Impacts of the SECURE Act and COVID-19 CARES Act

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There are two sets of distribution regulations that you should be aware; the SECURE Act of 2019 and the temporary provisions for qualified situations related to COVID-19 under the CARES Act of 2020. These acts have made some adjustments to the rules governing IRAs. Most changes are favorable to account holders. The most significant change is the elimination of the … Read More

10 Proven Ways to Earn Passive Income

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If you want to make some serious money, then you have to stop trading your time for money. The fact is, there are only 24 hours in a day. If you want to start making real money, then you have to find ways to earn passive income. With passive income, you make an investment – or perform some upfront work … Read More

Financial Romance – Budgeting For Life Events

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Look: You and your partner need to create a life that will make your marriage work. Sure, you have come from different backgrounds, have separate careers, and even dreams. Nevertheless, you are in this together! You will fly or sink together. Correct? And so you need to get on the same page as far as your fantasies go. I mean … Read More

Financial Romance: When Should Couples Discuss The Wallet?

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Maybe it’s his strong, tall, big, and handsome figure that blew you out of the water. Or her flowing midnight-black hair coupled with her irresistibly cheerful character. Or his shiny goatee. Or even her shiny, halo-white teeth. Or …… The thing is, you have finally met your Romeo/Juliet. Congratulations! I know that feeling- its sheer bliss and unsurprisingly, love is blossoming. But even as you … Read More

Why 30 Is the New 50

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Meet Jenny and Phil. They have so much in common.. Both are 32 years old. They are also ardent travelers. And lovers of books. “I have even written a children’s comic book!” Jenny says, grinning “Funny, she has just made a couple of sales…” Phil interjects, laughing These two are career marketers. So it’s odd that Jenny can’t sell her … Read More